Senior Product Manager, Risk and Fraud

Company: Guarantors Technology Service Inc
Location: New York
Posted on: April 22, 2025

Job Description:

TheGuarantors is a cutting edge fintech company setting the standard in rent coverage with unrivaled insurance products. With a deep understanding of owner, operator, and renter needs, we believe renters deserve better access to the home of their dreams and operators deserve greater protection and growth opportunities. That's why we're leveraging our expertise in real estate and using AI-based technology to help operators qualify renters faster while mitigating the risk of rental income loss. With $4B+ in rent and deposits guaranteed, we work with 9 of the country's top 10 operators and have been named one of Inc. 5000's fastest-growing companies, one of Forbes' Best Startup Employers, and one of Deloitte's Technology Fast 500.LocationNew York, NY (Hybrid)The OpportunityProduct Managers at TheGuarantors get the opportunity to drive exciting initiatives across the company. This role is uniquely positioned to lead one of the highest priorities for the company - helping improve how we assess risk and underwrite our core rent guarantee product. As the first-ever PM for this team, you will get the opportunity to help us form and execute our strategy to expand our pool of customers, while creating better methods of underwriting risk, including evolving the types of data we utilize. To do so, you will work closely with a tight-knit pod of Risk professionals, Data Scientists and Data Engineers. The ideal candidate will enjoy working in a dynamic environment, tackling data-driven challenges, and would be eager to develop their expertise within a collaborative team.Requirements

• 5+ years of Product Management, Engineering or Technical experience
• Expertise in credit, rental, or insurance risk assessment, with proven experience in developing underwriting models.
• Experience with AI/ML product development
• Extensive experience working with diverse data sources, including traditional credit reports, alternative data such as cash flow and income insights, and fraud detection data to enhance decision-making and risk assessment.
• Experience working in a collaborative environment with Data Scientists, Data Engineers and Risk professionals
• Demonstrated ability to make data-driven decisions
• Expertise in full-stack software development lifecyclesNice To Have
  • Experience building products that leverage user-permissioned bank account data
  • Opportunities to make an impact within a fast growing companyBenefits
    • Health savings account with employer contribution
    • Generous PTO and paid holidays
    • 401(k)
    • Paid parental leave
    • Company sponsored short and long term disability
    • Flexible spending accounts (healthcare, dependent care, commuter)The base salary range is between $165,000 - $175,000 annually.Base salary does not include other forms of compensation or benefits. Final offer amounts are determined by multiple factors, including prior experience, expertise, location and current market data and may vary from the range above.Stay in TouchDoes this role not quite match your skills, but you're still interested in what we're doing? Stay In Touch and apply to our Dream Job to be one of the first to hear about future opportunities!TheGuarantors is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment for all.
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Keywords: Guarantors Technology Service Inc, Lower Merion , Senior Product Manager, Risk and Fraud, Executive , New York, Pennsylvania